We are a fee-only firm, meaning our compensation comes entirely from you, our client. We do not receive commission or referral fees, and we are transparent with our fee schedule. Our interests and your interests are completely aligned. We only do better if you do better and we wouldn’t have it any other way.
In addition to several designations and a commitment to ongoing education, our firm has been helping clients like you for over 25 years. Our advisors have a combined 120+ years of industry knowledge used to develop innovative solutions and strategies for your unique needs.
Serving as a fiduciary means we are legally obligated to act in your best interest. We will not make suggestions based on personal gain, but rather only on what will be most effective in helping you achieve your financial goals. Unlike traditional investment advisors we receive no commissions for pushing certain investment vehicles. In fact, all equity and fixed income trading is now commission free on our TD Ameritrade trading platform.
Sterneck Capital is “Quarterback” of our client’s financial life. We have deep experience and understanding of all the elements to organize your financial life, increase investment returns, lower risk and volatility, and allow you to pursue your goals and passions. Our services include investment management, financial planning, insurance analysis, estate planning, tax strategy, social security timing and more.
Fee-only advisors only receive compensation from what their clients pay them, meaning the advisor’s success is entirely aligned with the client’s success. Fee-based advisors may charge clients for their services, but they are also able to receive a commission based on the sale of certain products, such as insurance policies. This means that they may not be able to offer truly unbiased advice with the clients’ best interest solely at heart.
Yes! We can and do work with clients across the United States, connecting in person and though remote tele-conference meetings.